Investment Management

Investing means much more than contributing to your company 401(k) plan. We believe that the foundation for successful investing is a diversified investment portfolio that provides flexibility as markets change, taking a client’s level of risk tolerance into account.

Wealth is not just for the wealthy. We take pride in working with all levels of investors, including beginners seeking education on investments.

Whether you are a beginner, someone more experienced, or somewhere in the middle, we build a portfolio unique to your goals.

• We offer many asset allocation models which can be customized to meet our clients needs

• We emphasize goals-based investments

• We utilize a tiered fee-based platform which avoids commissions and large upfront charges

• We monitor our client’s portfolio and make recommendations when necessary (adjusting for their risk tolerance)

• We provide reviews (quarterly, semi annually or annually) so that our clients are kept up-to-date on the status of their investments

Retirement Planning

Individual Retirement Accounts

We have extensive experience setting up and managing various types of personal retirement accounts. This includes customizing plans for individuals in the beginning stages of their retirement savings, or making a smooth transition for retirees that need to roll over their existing accounts.

Qualified Retirement Accounts

Top-quality employees are key to business success. Offering competitive benefits are a great way to recruit and retain these employees. We assist business owners with creating and implementing retirement plans. We also provide ongoing education regarding retirement plans to their employees.

Insurance

How much life insurance do I really need?

When it comes to life insurance, we help you answer the main questions: who do you love, and what do you want to protect? We leverage our in-depth knowledge to sift through the vast array options available and determine the most beneficial combination of policies for you.

Navigating Life Events

We know that life can take you in many directions. An integral part of financial planning is preparing for the unknown and having the tools to manage those unexpected changes. Grant yourself peace of mind knowing you have made the necessary steps to prepare for what life throws at you.

We take a comprehensive and flexible approach by creating a strategy that can help you navigate through many changes of life, including:

• College Savings

• New Marriage or Financial Legacy Planning for Children/Grandchildren

• Job Loss or Career Change

• ​Family Illness or Untimely Loss of a Loved One